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BUSINESS INFORM №5-2012

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64

Section: Finance, Money Circulation and Credit
UDC 336.77.01
Soslovskiy V. G., Zabashta A. A.
Minimum credit rating of the borrower’s primary indicators (p. 227 - 230)

The methods of rapid and qualitative assessment of creditworthiness on the basis of multi-step ridge regression, have been offered with the help of which the class of the enterprise-borrower’s creditworthiness can be defined, using only the most significant values of financial statements without using the coefficient method, thereby reducing the procedure for calculating the credit either in 2 or 3 times.
Keywords: creditworthiness, ridge multi-stage regression, loan, the borrower
Fig.: 2. Formulae: 5. Bibl.: 13.

Soslovskiy Vladimir G. – Candidate of sciences (Economics), associate professor, assistant professor of Department of finance, Kharkov Institute of Banking of the University of banking of the National bank of Ukraine
Zabashta Andrii A. – master, Kharkov Institute of Banking of the University of banking of the National bank of Ukraine

Article is written in Russian
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Reference to this article:
Soslovskiy, Vladimir G., and Zabashta, Andrii A. (2012) “Minimum credit rating of the borrower’s primary indicators.” Business Inform 5:227–230.


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