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BUSINESS INFORM №2-2014

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56

Section: Finance, Money Circulation and Credit
UDC 368:343.721
Kozmenko S. M., Ruban O. O.
Identification of the Level of Financial Security of an Insurance Company (p. 321 - 326)
The article is devoted to theoretical and practical aspects of identification of financial security of the insurer. The article justifies urgency of identification of the level of financial security of the insurer and its qualitative assessment. It offers a scientific and methodical approach to identification of the level of financial security of the insurer on the basis of the conducted analysis of advantages and shortcomings of the existing approaches. The basis of the developed methods is a generalised assessment of the level of financial security of the insurer, which is offered to be carried out on the basis of calculation of statistical and dynamic integral indicators of financial security of the insurance company. The obtained integral assessments allow making a conclusion about efficiency of the selected strategy of the insurer and its ability to oppose to negative influence of threats to financial security. Results of calculation of integral indicators of financial security of the insurer allow identification of influence of fraud as the main threat to financial security of domestic insurance companies. The proposed approach was realised in practice of Ukrainian insurers and proved its efficiency.
Keywords: financial security of a company, insurance company, methodological approach, threats to financial security
Fig.: 1. Tabl.: 2. Formulae: 18. Bibl.: 9.

Kozmenko Serhiy M. – Doctor of Sciences (Economics), Professor, Rector, Ukrainian Academy of Banking (57 Petropavlіvska Str., Sumy, 40030, Ukraine)
Email: [email protected]
Ruban Oleh O. – Postgraduate Student, Department of Management, Ukrainian Academy of Banking (57 Petropavlіvska Str., Sumy, 40030, Ukraine)
Email: [email protected]

Reference to this article:
Kozmenko, Serhiy M., and Ruban, Oleh O. (2014) “Identification of the Level of Financial Security of an Insurance Company.” Business Inform 2:321–326.

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