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Forecasting the Key Performance Indicators of the Market for Medical Insurance Services in Ukraine
Lisovska O. O.

Lisovska, Olha O. (2019) “Forecasting the Key Performance Indicators of the Market for Medical Insurance Services in Ukraine.” Business Inform 5:117–122.
https://doi.org/10.32983/2222-4459-2019-5-117-122

Section: Economics of Trade and Services

Article is written in Ukrainan
Downloads/views: 2

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UDC 368.9.06

Abstract:
The aim of the article is to provide short-term forecasting of the volume of net premiums using mathematical expectation based on the analysis of the dynamics of the key indicators of voluntary medical insurance in the domestic market for medical insurance services. The time series of observations are the years from 2008 to 2018. The place of the market for medical insurance services in the structure of the insurance market of Ukraine as a whole is specified. For this purpose, the volumes of net premiums for all types of insurance and separately for the components of medical insurance are analyzed, namely: continuous health insurance, medical expense insurance, and health insurance in case of illness. The dynamics of net premiums and payments for components of medical insurance is analyzed and it is proved that voluntary medical insurance tends to increase. The forecast of the volume of net premiums for 2019 is carried out using the mathematical expectation. Taking into account the effect of the inflation component on the nominal indicator, the actual indicator is calculated, forecasting for nominal and actual indicators is performed, the comparison is made, and the hypothesis on the effect of inflation is confirmed. The prospect for further research is to analyze the key indicators of the market for medical insurance services in the process of passing the next stages of the medical reform and summarizing results of the market development.

Keywords: medical insurance market, voluntary medical insurance, healthcare, net premium, forecasting, mathematical expectation.

Fig.: 3. Tabl.: 3. Formulae: 4. Bibl.: 12.

Lisovska Olha O. – Postgraduate Student, Department of Financial Markets, Educational and Scientific Institute of Finance, Banking of the University of the State Fiscal Service of Ukraine (Bldg B, 31 Universytetska Str., Irpіn, Kyiv region, 08201, Ukraine)
Email: [email protected]

List of references in article

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Popovych, I. V. “Suchasnyi stan finansuvannia rozvytku medychnoho strakhuvannia u strakhovykh kompaniiakh“ [The current state of financing the development of health insurance in insurance companies]. Innovatsiina ekonomika, no. 1 (2015): 186-193.
Hrynchyshyn, Ya. M., and Prokopiuk, A. V. “Stan ta perspektyvy rozvytku strakhovoho rynku Ukrainy“ [The state and prospects of the Ukrainian insurance market development]. Molodyi vchenyi, no. 3 (43) (2017): 622-626.
“Informatsiia pro stan i rozvytok strakhovoho rynku Ukrainy za 2008-2018 roky“ [Information on the state and development of the insurance market of Ukraine for 2008-2018]. https://www.nfp.gov.ua/ua/Informatsiia-pro-stan-i-rozvytok-strakhovoho-rynku-Ukrainy.html
“Konsolidovani zvitni dani strakhovoho rynku Ukrainy za 2008-2018 roky“ [Consolidated reporting data of the insurance market of Ukraine for 2008-2018]. https://www.nfp.gov.ua/ua/Konsolidovani-zvitni-dani.html
[Legal Act of Ukraine] (1996). https://zakon.rada.gov.ua/laws/show/85/96-вр
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Belinska, Ya., and Bykhovchenko, V. “Infliatsiini tendentsii ta stabilnist natsionalnoi hroshovoi odynytsi Ukrainy“ [Inflationary trends and stability of the national monetary unit of Ukraine]. Visnyk Kyivskoho natsionalnoho universytetu imeni Tarasa Shevchenka. Ekonomika, no. 8 (2013): 12-15.

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