BUSINESS INFORM №1-2019

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33

Section: Economics of Trade and Services
UDC 338.46
Chkan I. O.
The Legislative Enforcement of the Issue of Rights Protection of Consumers of the Financial Services Market (p. 236 - 240)
The article covers topical issues related to the legislative settlement of consumer rights protection of the financial services market. It is identified that the reforms taking place in the financial market of Ukraine have certain results: the credit register of the National Bank is created, the purpose of which is reduction of credit risk, security of banking operations, protection of interests of depositors and other creditors of bank; the system of guaranteeing deposits of natural persons has been updated; the legislative bases for establishment of the institution of financial ombudsman is laid down in order to settle disputes between the actors of financial sector and the consumers of financial services. The main institutional changes in the financial market of Ukraine, powers and functions which will be transferred to the State financial institutions in connection with reforming are defined. The new regulation will concern insurance companies, credit communities, pawnshops, leasing and factoring companies, as well as other financial companies that deal with currency exchange, money transfer, issuance of loans, guarantees and so on. In Ukraine, the special State-administered bodies today have no real leverage over the violators of financial services. Therefore, the implementation of an effective consumer protection system in Ukraine should be formed on the basis of best practices of the European Union Member States.
Keywords: financial services, financial institutions, protection of rights of financial services consumers.
Bibl.: 11.

Chkan Iryna O. – Candidate of Sciences (Economics), Associate Professor, Associate Professor, Department of Finance, Accounting and Taxation, Dmytro Motornyi Tavria State Agrotechnological University (66 Zhukovskoho Str., Zaporizhzhia, 69600, Ukraine)
Email: [email protected]

Article is written in Ukrainian
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Reference to this article:
Chkan, Iryna O. (2019) “The Legislative Enforcement of the Issue of Rights Protection of Consumers of the Financial Services Market.” Business Inform 1:236–240.

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