BUSINESS INFORM JOURNAL.

УКР

ENG

Search:

REGISTRATION CERTIFICATE

KV #19905-9705 PR dated 02.04.2013.

FOUNDERS

RESEARCH CENTRE FOR INDUSTRIAL DEVELOPMENT PROBLEMS of NAS (KHARKIV, UKRAINE)

According to the decision No. 802 of the National Council of Television and Radio Broadcasting of Ukraine dated 14.03.2024, is registered as a subject in the field of print media.
ID R30-03156

PUBLISHER

Liburkina L. M.

SITE SECTIONS

Economic Security Management of Insurance Services Market of Ukraine: The Theoretical Aspects and Practical Recommendations
Kobko R. V.

Kobko, Roman V. (2021) “Economic Security Management of Insurance Services Market of Ukraine: The Theoretical Aspects and Practical Recommendations.” Business Inform 8:156–162.
https://doi.org/10.32983/2222-4459-2021-8-156-162

Section: Finance, Money Circulation and Credit

Article is written in Ukrainian
Downloads/views: 8

Download article (pdf) -

UDC 368:339.13

Abstract:
The article is aimed at defining the theoretical aspects of managing the economic security of the insurance services market of Ukraine, searching for ways to develop special practical recommendations to solve the outlined problem. In the context of transformational changes and globalization metamorphoses, the issue of ensuring a high level of economic security of the insurance services market in Ukraine is one of the priorities. The article discusses the risk factors influencing the provision of a high level of economic security of the insurance services market of Ukraine, analyzes the mechanisms for managing the economic security of the insurance services market. Particular attention is paid to the characterization of models of the State regulation of economic security of the insurance services market of the countries of the world, which helps to form the main emphasis on the state of development of the insurance services market of Ukraine. The practice of developed countries of the world indicates the inadmissibility of such a mechanism for ensuring economic balance as insurance premiums, and the need to focus on the formation of insurance reserves. Based on the practice of the developed countries of the world, it is advisable to summarize the mechanisms for ensuring the economic security of the insurance services market as a single system, monitoring of which will ensure systematic economic development, quick managerial decisions in transformational conditions and attraction of investment funds for long-term strategic planning. In addition, the article draws a parallel between ensuring a high level of economic security of the insurance services market and the development of the Ukrainian economy in the context of a rapid change in external influence factors, involving priority mechanisms for ensuring the long-term investment development of the country. The main directions of improvement of the State regulation of economic security of insurance services market are proposed.

Keywords: the State regulation, economic security, insurance, market, services, system.

Fig.: 2. Tabl.: 1. Bibl.: 22.

Kobko Roman V. – Candidate of Sciences (Economics), Associate Professor, Kharkiv National University of Internal Affairs (27 Lva Landau Ave., Kharkіv, 61080, Ukraine)
Email: [email protected]

List of references in article

Onysko, M. S., and Bohach, M. M. “Osoblyvosti ta perspektyvy orhanizatsii strakhovoi diialnosti v APK“ [Features and Prospects of Organising Insurance Activity in Agribusiness Industry]. Economics Bulletin. 2018. https://ev.nmu.org.ua/docs/2018/4/EV20184_140-148.pdf
Volkova, V. V. “Metodychni aspekty derzhavnoho rehuliuvannia strakhovoho rynku Ukrainy“ [Methodical Aspects of State Regulation of the Insurance Market of Ukraine]. Ekonomika i orhanizatsiia upravlinnia, no. 4 (2016): 136-142.
Ofitsiinyi sait Derzhavnoi sluzhby statystyky Ukrainy. http://www.ukrstat.gov.ua
“The 6 Best Digital Insurance Companies of 2021“. https://www.thebalance.com/best-digital-insurance-4160643
Botvina, N. O. “Formuvannia strakhovoho rynku v Ukraini: realii ta problemy syohodennia“ [Formation of the Insurance Market in Ukraine: Realities and Problems]. Ekonomichnyi analiz, vol. 29, no. 4 (2019): 132-137. DOI: https://doi.org/10.35774/econa2019.04.132
Volosovych, S., and Fomina, O. “Tekhnolohichni innovatsii na strakhovomu rynku“ [Technological Innovations in the Insurance Market]. Visnyk KNTEU. 2018. http://visnik.knute.edu.ua/files/2018/05/11.pdf
Demianchuk, M. A., and Drozdyna, A. A. “Informatsiini tekhnolohii yak faktor pidvyshchennia konkurentospromozhnosti strakhovykh kompanii“ [Information Technology as a Factor in Increasing the Competitiveness of Insurance Companies]. Modernizatsiia ekonomiky: teoretychni zasady ta praktyka realizatsii. 2021. http://dspace.onu.edu.ua:8080/bitstream/123456789/30220/1/145-149.pdf
Zhelizniak, R. I., Bonetskyi, O. O., and Zhulevych, M. I. “Rozvytok svitovoho rynku strakhuvannia v umovakh didzhytalizatsii“ [The World Insurance Market Development in the Conditions of Digitalization]. Modern Economics, no. 17 (2019): 100-104. DOI: https://doi.org/10.31521/modecon.V17(2019)-16
Zavoloka, Yu. M., Yefremenko, A. H., and Malashenko, Yu. A. “Osoblyvosti funktsionuvannia strakhovoho rynku v umovakh suchasnoi tsyfrovoi transformatsii“ [Peculiarities of the Insurance Market of Ukraine Functioning in Conditions of the Current Digital Transformation]. Ekonomika i derzhava, no. 6 (2020): 102-106. DOI: 10.32702/2306-6806.2020.6.102
Kraus, N. M., and Kraus, K. M. “Tsyfrovizatsiia v umovakh instytutsiinoi transformatsii ekonomiky: bazovi skladovi ta instrumenty tsyfrovykh tekhnolohii“ [Digitization under Institutional Transformation of the Economy: Basic Components and Tools of Digital Technologies]. Intelekt XXI, no. 1 (2018): 211-214.
Mazuruk, H. I. “Do pytannia pro sutnist strakhovoho sektora“ [On the Essence of the Insurance Sector]. Naukovi zapysky Natsionalnoho universytetu «Ostrozka akademiia». Seriia «Ekonomika», no. 5 (2017): 102-107. DOI: 10.25264/2311-5149-2017-5(33)-102-107
Mandra, N. H., and Laktionova, O. Yu. “Neobkhidnist tsyfrovykh tekhnolohii u biznes-protsesakh strakhovykiv“ [The Necessity of Digital Technologies in the Insurance Business Processes]. Ekonomichnyi prostir, no. 154 (2020): 202-206. DOI: https://doi.org/10.32782/2224-6282/154-38
“Bila knyha «Maibutnie rehuliuvannia rynku strakhuvannia v Ukraini»“ [White Paper "Future Regulation of the Insurance Market in Ukraine"]. Natsionalnyi bank Ukrainy. Kyiv, April 2020. https://bank.gov.ua/admin_uploads/article/White_paper_insurance_2020.pdf?v=4
“Stratehiia rozvytku finansovoho sektoru Ukrainy do 2025 roku“ [Strategy for the Development of the Financial Sector of Ukraine until 2025]. Ministerstvo finansiv Ukrainy. https://mof.gov.ua/storage/files/Strategija_financovogo_sectoru_ua.pdf
“Stratehiia rozvytku fintekhu v Ukraini do 2025 roku“ [Strategy of Fintech Development in Ukraine until 2025]. Natsionalnyi bank Ukrainy. July 2020. https://bank.gov.ua/ua/files/DDWIAwXTdqjdClp
“Opportunities await: How InsurTech is reshaping insurance“. PwC. June 2016. https://www.pwc.com/gx/en/financial-services/assets/fintech-insurance-report.pdf
“Technology and innovation in the insurance sector“. OECD. 2017. https://www.oecd.org/pensions/Technology-and-innovation-in-the-insurance-sector.pdf
Sangit, V. “What is Insurtech and How is it different from Fintech?“ https://www.regtechtimes.com/what-is-insurtech-different-from-fintech/
“Fintekh v Ukraini: tendentsii, ohliad rynku ta kataloh“ [Fintech in Ukraine: Trends, Market Overview and Catalog]. USAID, UNIT.City. https://data.unit.city/fintech/fgt34ko67mok/fintech_in_Ukraine_2018_ua.pdf
Demianchuk, M. A., and Hurzhyi, K. S. “Transformatsiia strakhovoho rynku v umovakh rozvytku tsyfrovykh tekhnolohii“ [Transformation of the Insurance Market in the Conditions of Development of Digital Technologies]. Infrastruktura rynku. 2018. http://www.market-infr.od.ua/journals/2018/25_2018_ukr/46.pdf
Demianchuk, M. A., and Drozdyna, A. A. “Tochky bifurkatsii na traiektorii rozvytku strakhovoho rynku v umovakh tsyfrovizatsii ekonomiky“ [Bifurcation Points on the Trajectory of the Insurance Market in the Context of Digitalization of the Economy]. Efektyvna ekonomika, no. 1 (2021). DOI: https://doi.org/10.32702/2307-2105-2021.1.101
Mossburg, E., Gelinne, J., and Calzada, H. “Beneath the surface of a cyberattack. A deeper look at business impacts“. Deloitte. 2016. https://www2.deloitte.com/xe/en/insights/industry/dcom/beneath-the-surface-of-a-cyberattack.html

FOR AUTHORS

License Contract

Conditions of Publication

Article Requirements

Regulations on Peer-Reviewing

Publication Contract

Current Issue

Frequently asked questions

INFORMATION

The Plan of Scientific Conferences

OUR PARTNERS

Journal «The Problems of Economy»

The site and its metadata are licensed under CC BY-SA.

Write to webmaster