BUSINESS INFORM JOURNAL.

УКР

ENG

Search:

REGISTRATION CERTIFICATE

KV #19905-9705 PR dated 02.04.2013.

FOUNDERS

RESEARCH CENTRE FOR INDUSTRIAL DEVELOPMENT PROBLEMS of NAS (KHARKIV, UKRAINE)

According to the decision No. 802 of the National Council of Television and Radio Broadcasting of Ukraine dated 14.03.2024, is registered as a subject in the field of print media.
ID R30-03156

PUBLISHER

Liburkina L. M.

SITE SECTIONS

The Current Trends and Features of the Motorcar Insurance Market in Ukraine
Sloboda L. Y., Rudenko Z. M.

Sloboda, Larysa Ya., and Rudenko, Zoryana M. (2021) “The Current Trends and Features of the Motorcar Insurance Market in Ukraine.” Business Inform 3:170–178.
https://doi.org/10.32983/2222-4459-2021-3-170-178

Section: Finance, Money Circulation and Credit

Article is written in Ukrainian
Downloads/views: 1

Download article (pdf) -

UDC 368.2

Abstract:
The article is aimed at examining the modern features of the motor car insurance market in a pandemic period based on the analysis of tendencies and challenges in the activities of market participants to substantiate the promising vectors of transformation of this sector of the insurance market in Ukraine. As result of the study, the activities of domestic leading insurance companies in the sphere of motor car insurance by types of insurance and its forms; introduction of electronic policies and remote insurance services; activation of electronic European protocol; settlement of insurance events, tariff and price policy are analyzed. The channels of distribution of insurance services in the sphere of motor car insurance are explored and approaches to the use of remote Internet channels of customer service and sale of insurance products are developed. In particular, through the use of telematics technology based on the integration of the means of telecommunications and information processing and information transmission instruments, which significantly simplifies and accelerates insurance processes. According to the results of the analysis, a number of stimulating and disincentive factors in the development of the motor car insurance market of Ukraine are distinguished. The influence of financial and regulatory challenges in the activity of participants of the motor car insurance market in Ukraine is determined and the key problems of its functioning in the conditions of recessive phenomena of COVID-19 are singled out. The proposed recommendations are characterized by a modern approach to taking into account the peculiarities of the motor car insurance market in Ukraine in the process of developing measures to improve its functioning through the integration of its qualitative and quantitative trends both at the macroeconomic (the State-controlled) and at the micro level – insurance companies and their cooperation with policyholders.

Keywords: motor car insurance, motor car insurance market, digitalization of insurance services, remote customer service channels.

Tabl.: 3. Bibl.: 21.

Sloboda Larysa Ya. – Candidate of Sciences (Economics), Associate Professor, Associate Professor, Department of Financial Management, Ivan Franko National University of Lviv (1 Unіversytetska Str., Lvіv, 79001, Ukraine)
Email: [email protected]
Rudenko Zoryana M. – Candidate of Sciences (Economics), Associate Professor, Department of Financial Consulting and Banking, Educational and Scientific Institute of Economic and Social Relations of Banking University (61 Viacheslava Chornovola Ave., Lviv, 79020, Ukraine)

List of references in article

Bazylevych, V. “Novitni tendentsii ta protyrichchia na strakhovomu rynku Ukrainy“ [Recent Trends and Contradictions in the Insurance Market of Ukraine]. Visnyk Kyiivskoho natsionalnoho universytetu imeni Tarasa Shevchenka. Seriia «Ekonomika». 2012. http://bulletin-econom.univ.kiev.ua/wp-content/uploads/2015/11/133_1.pdf
Hamankova, O. O. Rynok strakhovykh posluh Ukrainy: teoriia, metodolohiia, praktyka [Ukrainian Insurance Services Market: Theory, Methodology, Practice]. Kyiv: KNEU, 2009.
Osadets, S. S. et al. Strakhovi posluhy [Insurance Services]. Kyiv: KNEU, 2007.
Yavorska, T. V.Strakhovi posluhy [Insurance Services]. Kyiv: Znannia, 2008.
Anderson, J. M., Heaton, P., and Carroll, S. J. The U. S. Experience with No-Fault AutomobileInsurance. Santa Monica: RAND Corporation, 2010.
Mezhebytskyi, M., and Hrabko, R. “Priame vrehuliuvannia: zarubizhnyi dosvid ta perspektyvy vprovadzhennia v Ukraini“ [Direct Settlement: Foreign Experience and Prospects for Implementation in Ukraine]. Finansovyye uslugi, no. 3-4 (2010): 17-19.
Cannar, K. Motor Insurance: Theory & Practice. London: Wither by & Co, 2005.
Bovsunovska, H. S. “Osnovni tendentsii rozvytku rynku avtotransportnoho strakhuvannia“ [The Main Trends in the Market of Motor Insurance]. Visnyk Ukrainskoi akademii bankivskoi spravy, no. 2 (2013): 94-99.
Zalietov, O. M. et al. Avtomobilne strakhuvannia v systemi bezpeky dorozhnyoho rukhu [Car Insurance in the Road Safety System]. Kyiv: Mizhnarodna ahentsiia "BeeZone", 2012.
Ivaniuk, I. “Tendentsii ta problemy rozvytku rynku oboviazkovoho strakhuvannia tsyvilno-pravovoi vidpovidalnosti vlasnykiv nazemnykh transportnykh zasobiv“ [Trends and Problems of Development of the Market of Obligatory Insurance of Civil Liability of Owners of Land Vehicles]. Finansovyye uslugi, no. 1-2 (2009): 20-22.
Libikh, K. O. “Priame vidshkoduvannia zbytkiv u strakhuvanni tsyvilno-pravovoi vidpovidalnosti vlasnykiv nazemnykh transportnykh zasobiv“ [Direct Compensation for Damages in Civil Liability Insurance of Owners of Land Vehicles]. Finansy, oblik i audyt, no. 18 (2011): 129-136.
Prykaziuk, N. V., and Motashko, T. P. “Novi vektory rozvytku avtotransportnoho strakhuvannia v Ukraini“ [New Vectors of the Motor Insurance Development in Ukraine]. Visnyk Kyivskoho natsionalnoho universytetu im. Tarasa Shevchenka. Seriia «Ekonomika», no. 3 (2015): 37-47. DOI: dx.doi.org/ 10.17721/1728-2667.2015/168-3/6
“Hotline Finance (2020). Polis RSAGO on-layn“ [Hotline Finance (2020). RSAGO Policy On-line]. https://hotline.finance/osago#documents
“Pidsumky diialnosti strakhovykh kompanii za 2019 rik“ [Results of Insurance Companies for 2019]. http://ufu.org.ua/files/stat/SK_info2019.pdf
“Strakhovyky-chleny MTSBU za 9 mis. zbilshyly kilkist dohovoriv OSTsPV na 3%, platezhi - na 23,5%“ [Insurers-members of MTIBU for 9 Months Increased the Number of OTSPV Contracts by 3%, Payments - by 23.5%]. Interfax Ukraina. November 05, 2020. https://ua.interfax.com.ua/news/investments/701437.html
“OSTsPV v kryzu: vilni tsiny ta onlain-vrehuliuvannia“ [OTSPV in Crisis: Free Prices and Online Settlement]. NV. Biznes. May 27, 2020. https://nv.ua/ukr/biz/markets/avtostrahuvannya-v-ukrajini-oscpv-v-2020-roci-50090373.html
Kompaniia ARX. https://arx.com.ua/ru
Strakhovaia kompaniia «Oranta». https://oranta.ua/ru/
“Strakhova kompaniia «Providna»“. https://www.providna.ua/retail/avtostrakhuvannya
Strakhova kompaniia «PZU». https://www.pzu.com.ua/about/company/pzuukraine.html
[Legal Act of Ukraine] (2018). https://zakon.rada.gov.ua/laws/show/z0782-18#Text

FOR AUTHORS

License Contract

Conditions of Publication

Article Requirements

Regulations on Peer-Reviewing

Publication Contract

Current Issue

Frequently asked questions

INFORMATION

The Plan of Scientific Conferences

OUR PARTNERS

Journal «The Problems of Economy»

The site and its metadata are licensed under CC BY-SA.

Write to webmaster