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The Factors’ Influence on the Functioning of the Agricultural Insurance Market
Yarmolenko V. V.

Yarmolenko, Vitalina V. (2019) “The Factors’ Influence on the Functioning of the Agricultural Insurance Market.” Business Inform 9:144–151.
https://doi.org/10.32983/2222-4459-2019-9-144-151

Section: Agricultural Economics and Agribusiness

Article is written in Ukrainian
Downloads/views: 3

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UDC 368.5

Abstract:
The article is aimed at identifying modern features of insurance in the agricultural sector of the Ukrainian economy and defining the factors of influence on the agricultural insurance market. Agriculture is highly risky, and the issue of using agricultural insurance as a method of reducing future losses of benefits is topical. The article discloses interpretation of the terms of «insurance» and «agricultural insurance» and also presents the types of possible risks arising in the activities of agricultural enterprises. The performance indicators of leading insurance companies in the field of agricultural insurance are analyzed. The current state and dynamics of insurance of agricultural risks, which arise both in the field of crop production and in livestock, are researched. This will allow predicting the future prospects of the market for insurance services and products, as well as finding possible optimal ways to solve the problems of product insurance, faced by the agricultural producers. The main factors influencing the efficiency of the insurance market in the agricultural insurance sector are allocated. The basic principles of insurance of agricultural products with the State support are analyzed. It is defined that the further development of agricultural insurance should be directed towards creating a profitable and safe environment for all participants in the agricultural market, which provides for the distribution of risks between agricultural producers, processing enterprises, banks, insurance companies and the State. The agricultural insurance of risks creates possibilities for advantageous harmonizing the interests of participants in the agricultural insurance market and the State as a party whose first priority is to ensure stable economic growth, the well-being of citizens and their social protection.

Keywords: agriculture, insurance, agricultural insurance, risks, types of risks, influence factors.

Fig.: 1. Tabl.: 4. Bibl.: 13.

Yarmolenko Vitalina V. – Assistant, Department of Economics and Finance, Kherson State Agricultural University (23 Stritenska Str., Kherson, 73006, Ukraine)
Email: [email protected]

List of references in article

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