REGISTRATION CERTIFICATE

KV #19905-9705 PR dated 02.04.2013.

 FOUNDERS

RESEARCH CENTRE FOR INDUSTRIAL DEVELOPMENT PROBLEMS of NAS (KHARKIV, UKRAINE)

According to the decision No. 802 of the National Council of Television and Radio Broadcasting of Ukraine dated 14.03.2024, is registered as a subject in the field of print media.
ID R30-03156

 PUBLISHER

Liburkina L. M.

 SITE SECTIONS

Main page

Editorial staff

Editorial policy

Annotated catalogue (2011)

Annotated catalogue (2012)

Annotated catalogue (2013)

Annotated catalogue (2014)

Annotated catalogue (2015)

Annotated catalogue (2016)

Annotated catalogue (2017)

Annotated catalogue (2018)

Annotated catalogue (2019)

Annotated catalogue (2020)

Annotated catalogue (2021)

Annotated catalogue (2022)

Annotated catalogue (2023)

Annotated catalogue (2024)

Thematic sections of the journal

Proceedings of scientific conferences

Theoretical Aspects of the Bank’s Financial Stability
Vinnychenko O. V., Hromakova V. V.

Vinnychenko, Olena V., and Hromakova, Viktoriia V. (2020) “Theoretical Aspects of the Bank’s Financial Stability.” Business Inform 5:375–381.
https://doi.org/10.32983/2222-4459-2020-5-375-381

Section: Finance, Money Circulation and Credit

UDC 336.7

Abstract:
The article considers the essence of the concept of «financial stability of a banking institution». Both the external and the internal influences on the activities of commercial banks in the current socio-economic conditions of Ukraine are classified and defined. It is pointed out that the bank itself plays a leading role in financial stability, subject to effective regulation and the use of domestic methods of ensuring financial stability. The existing methodical approaches to assessing the financial stability of banks used in domestic practice are analyzed. On the basis of studying the components of the bank’s financial stability is suggested that the quality of assessment depends on the depth and completeness of accounting of all factors, as well as on the status of the information provision. It is defined that the analytical information provided by the National Bank of Ukraine (NBU) is one of the most significant. Therefore, it is advisable to increase the level of information provided to banks by expanding the volume of official information provided by the NBU, as this information is almost irreplaceable with information from other sources. The main drawback of assessing the financial stability of banks is that this assessment is based on an analysis of the facts that have already occurred, i.e., on the determination of a static financial stability. The analysis and generalization of existing approaches reveals significant differences, both in the components of financial stability and in the indicators used for assessment. It is noted that the methods of assessing the financial condition of bank on the basis of analysis of coefficients and integral methods of assessment have become the most common. A comparative analysis of the existing methods of ranking the financial stability of banks is made.

Keywords: external factors, internal factors, ranking score, financial stability of bank.

Fig.: 2. Tabl.: 2. Bibl.: 15.

Vinnychenko Olena V. – Candidate of Sciences (Economics), Associate Professor, Associate Professor, Department of Finance, Accounting and Business Security, Kharkiv National University of Civil Engineering and Architecture (40 Sumska Str., Kharkіv, 61000, Ukraine)
Email: [email protected]
Hromakova Viktoriia V. – Student, Kharkiv National University of Civil Engineering and Architecture (40 Sumska Str., Kharkіv, 61000, Ukraine)
Email: [email protected]

List of references in article

Baranovskyi, O. I. Finansovi kryzy: peredumovy, naslidky i shliakhy zapobihannia [Financial Crises: Preconditions, Consequences and Ways of Prevention]. Kyiv: KNTU, 2009.
Buzdalin, A. S., and Britanishskiy, A. I. “Ekspertnaya sistema analiza bankov na osnove metodiki CAMELS“ [Expert Bank Analysis System Based on CAMELS Methodology]. Biznes i banki, no. 22 (2008): 16-19.
Volska, S. P. “Vyznachennia finansovoi stiikosti banku“ [Determination of Bank's Financial Stability]. Hlobalni ta natsionalni problemy ekonomiky. 2015. http://global-national.in.ua/archive/4-2015/170.pdf
Harbar, Ye. S. “Faktory vplyvu na finansovu stiikist banku v umovakh nestabilnoho ekonomichnoho seredovyshcha“ [Factors Influencing the Financial Stability of the Bank in an Unstable Economic Environment]. Naukovyi visnyk Uzhhorodskoho universytetu. Seriia «Ekonomika». 2015. http://www.visnyk-ekon-old.uzhnu.edu.ua/images/pubs/45/45_44.pdf
“Finansova stiikist banku“ [Financial Stability of the Bank]. Hlosarii bankivskoi terminolohii. https://old.bank.gov.ua/control/uk/publish/article?art_id=123698&cat_id=123324
Dovhal, Yu. S., and Chamara, R. O. “Sutnist finansovoi stiikosti komertsiinoho banku ta efektyvni shliakhy yii zabezpechennia“ [The Essence of Financial Stability of a Commercial Bank and Effective Ways to Ensure It]. Finansovyi prostir. 2015. https://ofp.cibs.ubs.edu.ua/files/1501/15djssfs.pdf
Kovalenko, V. V. “Metodolohiia otsinky finansovoi stiikosti komertsiinoho banku“ [Methodology for Assessing the Financial Stability of a Commercial Bank]. Problemy i perspektyvy rozvytku bankivskoi systemy Ukrainy, part 2. Sumy, 2009.
Kovalenko, V. V. Stratehichne upravlinnia finansovoiu stiikistiu bankivskoi systemy: metodolohiia i praktyka [Strategic Management of Financial Stability of the Banking System: Methodology and Practice]. Sumy: DVNZ «UABS NBU», 2010.
Kochetkov, V. M. Zabezpechennia finansovoi stiikosti suchasnoho komertsiinoho banku: teoretyko-metodolohichni aspekty [Ensuring the Financial Stability of a Modern Commercial Bank: Theoretical and Methodological Aspects]. Kyiv: KNEU, 2002.
Matviichuk, A. V. Analiz i upravlinnia ekonomichnym ryzykom [Analysis and Management of Economic Risk]. Kyiv: Tsentr navchalnoi literatury, 2005.
[Legal Act of Ukraine] (2004). https://zakon.rada.gov.ua/laws/show/429-2004-п#Text
[Legal Act of Ukraine] (2002). https://zakon.rada.gov.ua/laws/show/v0171500-02#Text
Vartsaba, V. I. “Problemy zabezpechennia finansovoi stiikosti bankivskoi systemy Ukrainy“ [Problems of Ensuring the Financial Stability of the Banking System of Ukraine]. Naukovyi visnyk Uzhhorodskoho universytetu. Seriia «Ekonomika», no. 1 (2018): 311-316. DOI: https://doi.org/10.24144/2409-6857.2018.1(51).311-316
Tymoshenko, O. P. “Stiikist bankivskoi systemy Ukrainy: teoretychnyi aspekt“ [Stability of the Banking System of Ukraine: Theoretical Aspect]. Naukovyi visnyk BDFA. Seriia «Ekonomichni nauky», no. 4 (2008): 59-65.
Lavrushin, O. I. et al. Upravleniye deyatelnostyu kommercheskogo banka (bankovskiy menedzhment) [Management of a Commercial Bank (Banking Management)]. Moscow: Yurist, 2003.

 FOR AUTHORS

License Contract

Conditions of Publication

Article Requirements

Regulations on Peer-Reviewing

Publication Contract

Current Issue

Frequently asked questions

 INFORMATION

The Plan of Scientific Conferences

 OUR PARTNERS

Journal «The Problems of Economy»