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BUSINESS INFORM №4-2018

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5

Section: Foreign Experience
UDC 368.01
Bila D. V.
The Regulation of Insurance Companies’ Activities in the European Union (p. 33 - 39)

The article is aimed at studying the experience of the European Union countries on regulation of the insurance companies’ activities for its efficient use in Ukraine. The European Union's insurance directives were considered, which allowed to form a single insurance market of the Member States, removed restrictions on the activity of branches, defined the basic principles of conducting economic activity of insurance companies, the main of which were: licensing procedure; requirements to solvency, capital, insurance reserves, transparency of activity and reporting of insurance companies, professionalism of managers, decency of owners of insurance companies. The changes of the regulatory requirements depending on the changes of external environment are analyzed, advantages of new risk-oriented regulation in the European Union are allocated, and the main problems disclosed at introduction of Solvency II are generalized. The measures to be taken in the implementation of Solvency II in Ukraine are proposed, the main of which are: determination of the time horizon of implementation and the phased planning of implementation of Solvency II, development of the reporting system of insurance companies, implementation of an effective communication system between the State regulatory body and insurance companies.
Keywords: regulation of insurance companies’ activities, directives, European Union, Solvency II.
Tabl.: 1. Bibl.: 14.

Bila Daryna V. – Postgraduate Student, Department of Banking, Kyiv National University of Trade and Economics (19 Kіoto Str., Kyiv, 02156, Ukraine)
Email: [email protected]

Article is written in Ukrainian
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Reference to this article:
Bila, Daryna V. (2018) “The Regulation of Insurance Companies’ Activities in the European Union.” Business Inform 4:33–39.


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