BUSINESS INFORM №1-2014

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Section: Finance, Money Circulation and Credit
UDC 330.101.541:336.71
Shevaldina V. H.
Impact of Macro-economic Factors on Deposit Formation by Ukrainian Population (p. 286 - 291)
The goal of the article is detection of interconnections between the common economic processes and formation of bank deposits by population. The article builds a correlation and regression model of complex assessment of interconnection between macro-economic factors, savings behaviour of population and level of deposits of population in banks for two hour horizons: short-term, which is characterised with deployment of crisis phenomena both in global economy and in Ukrainian economy and the medium-term one. The article characterises the most significant common macro-economic factors. In the result of the study the article establishes that Ukrainian population is oriented at short-term horizon when forming savings due to the uncertainty in future. In the medium-term prospective, savings of the population are formed basically under influence of macro-economic factors, while formation of deposits by Ukrainian population is mostly influenced by socio-psychological factors.
Keywords: macro-economic factors, savings, population deposits, correlation and regression model, consumer model
Fig.: 2. Tabl.: 1. Formulae: 3. Bibl.: 10.

Shevaldina Valentyna H. – Candidate of Sciences (Economics), Associate Professor, Associate Professor, Department of Banking and Insurance, Kyiv National Economic University named after Vadym Hetman (54/1 Beresteiskyi Ave., Kyiv, 03057, Ukraine)
Email: [email protected]

Article is written in Ukrainian
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Reference to this article:
Shevaldina, Valentyna H. (2014) “Impact of Macro-economic Factors on Deposit Formation by Ukrainian Population.” Business Inform 1:286–291.

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