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BUSINESS INFORM №5-2018

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13

Section: Regional Economy
UDC 336:332.6
Dub A. R.
The Rental Property as a Direction of Transformation of Household Savings into a Development Resource of Region (p. 86 - 93)

The article is aimed at identifying possibilities of transformation of household savings into resource of development of region on the basis of an analysis of directions of investment of household funds and assessment of the real estate market in Ukraine. The main directions of investment of household funds are characterized as follows: investment of funds in bank deposits, purchase and sale of foreign currency, and purchase of real estate. The volumes of investment of household funds in financial instruments and real estate are analyzed in the regional cut of Ukraine. The reasons of low investment activity of households are disclosed. It is identified that only investments in real estate, particularly in the primary market, can simultaneously influence the development of region and bring profit to households. Expediency of development and legalization of the market of rent of real estate for investors and bodies of local self-government is substantiated. Regional programs to promote and support the development of rental market through the provision of targeted credits are proposed to be implemented at the local level. Emphasis is made on the need to differentiate renters for taxation purposes depending on the number of property items in their property.
Keywords: real estate, rent, household, housing, real estate tax, local budget, local self-government bodies, mortgage.
Fig.: 2. Bibl.: 25.

Dub Andrii R. – Candidate of Sciences (Economics), Associate Professor, Senior Research Fellow, Department of Regional Financial Policy, Institute of Regional Research named after M. I. Dolishniy of the NAS of Ukraine (4 Kozelnytska Str., Lvіv, 79026, Ukraine)
Email: [email protected]

Article is written in Ukrainan
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Reference to this article:
Dub, Andrii R. (2018) “The Rental Property as a Direction of Transformation of Household Savings into a Development Resource of Region.” Business Inform 5:86–93.


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